Loan Type

Term

Annual Percentage Rate

Real Estate
Mortgage Loans

Up to 120 months (may amortize longer)

7.00% - 13.50%

Home Equity Line of Credit

Up to 360 months

6.00% - 13.50%
Adjustable

New Auto

Up to 72 months

6.75% - 9.75%

Used Auto

1 – 3 years

Up to 60 months

8.25% - 10.75%

4 – 6 years

Up to 48 months

8.75% - 11.25%

7 – 10 years

Up to 30 months

9.00% - 11.75%

11-15 years

Up to 24 months

  9.75% - 10.75 %

> 16 years

Up to 24 months

10.25% - 11.00%

Machinery & Equipment

Same as Auto

Same as Auto

Secured Line of Credit

12 month review

10.25% - 12.25 %

Unsecured Loan

Up to 24 months

13.75 %

Unsecured Line of Credit

12 month review

13.75 %