Loan Type

Term

Annual Percentage Rate

Real Estate

Up to 60 months (may amortize longer)

8.00% - 13.75%

New Mobile Home

Up to 240 months

8.75% - 13.75%

Used Mobile Home

Up to 240 months

8.75% - 13.75%

Home Equity (fixed rate & term)

Up to 360 months

8.75% - 13.75%

Home Equity Line of Credit

Up to $360 months

9.25% - 12.25%

New Auto

Up to 72 months

7% - 12.25%

Used Auto

1 – 3 years

Up to 60 months

8.75 % - 15.75%

4 – 6 years

Up to 48 months

9.25% - 16.25%

7 – 10 years

Up to 36 months

9.5% - 16.75%

11-15 years

Up to 30 months

10.25 % - 17.25 %

> 16 years

Up to 24 months

10.75% - 17.75%

Machinery & Equipment

Same as Auto

Same as Auto

Secured Line of Credit

12 month review

10.25% - 12.25 %

Unsecured Loan

Up to 24 months

13.75 %

Unsecured Line of Credit

12 month review

13.75 %