HAPPY NEW YEAR

The Board of Directors and Staff of the Saguache County Credit Union wish everyone a prosperous and successful 2008.  We are here to serve you with all your financial needs.  Please come by or call us if there is anything we can do for you.  We have a complete line of financial services and are here to serve you.

ATM MACHINES ARE COMING!!!

Saguache County Credit Union’s ATM’s are coming.  We appreciate your patience in regards to their arrival.  The ATM’s will be located at each Branch: Crestone, Moffat, and Center.   The ATM’s will offer our Members the convenience of 24 hours/7 days a week/365 days a year access to your SCCU accounts.  Obviously, you will be able to get cash back, but you will also be able to do transfers and account balance inquiries, all at no charge to you.     

Along with the ATM’s we will be providing to our valued Members an enhanced Debit Card program.  With this new program you will be able to receive cash back at merchant locations, pick your own pin number, and the new program will give our Members the access to use our new debit cards at over 18 million locations plus ATM accessibility through the VISA networks available in the United States and over 120 countries. 

Look for the ATM’s and new Debit Cards early in 2008.  We will update you on the progress in future newsletters, Branch postings, and mailings. 

                                Need Financial Counseling?

Economic times are getting rough!  Prices are up and many of us are having trouble meeting all the bills.  SCCU has teamed up with Accel, a financial counseling program.   Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 44 years.

Through our partnership with Accel, you will enjoy unlimited access to financial counselors without paying - it's free!

As a member of SCCU, you can receive assistance with:

• Personal and family budgeting
• Understanding your personal credit report and how to improve your score
• Personal money management
• Debt repayment
• Avoiding bankruptcy, foreclosure, and repossession

Accel can give personal answers to your individual needs.  For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

Accel counselors are available Monday through Thursday 6 AM to 8 PM (MT), Friday 6 AM to 5 PM and Saturday from 7 AM to 11 AM. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org.

NEED TO ORDER CHECKS?            

If you’re ready to reorder your checks, we now offer two convenient ways to reorder - anytime, day or night.  Call 1-800-355-8123 or log on to www.clarkeamerican.com/checks.  You can reorder checks and purchase accessories 24 hours a day, 7 days a week.  All you need is your reorder form.  It’s that simple!

You can reorder the same checks, or choose from a wide variety of new designs.  You’ll learn about other coordinating accessories, plus special offers.  Need a new cover?  How about a sleek Nappa leather cover complete with zippered change compartment?